body1
{
	background-color : White;
	margin-bottom : 20;
	margin-left : 20;
	margin-right : 20;
	margin-top : 20;
}
p,.refrain,.refer{
	color : Black;
	font-size : 11pt;
	text-align : justify;
	font-family : "Times New Roman", Times, serif;
}
.refrain {
	color: gray;	
}
.refer { 
	color:gray;
	font-style: italic;
}
h3 {
	font-family : serif, "Times New Roman", Times;
	color : maroon;
	font-weight: bold;
	font-size: 13pt;
	font-style:italic;
}
.year {
	font-style: italic;
	font-size: 10pt;
}